medium · Asset-Backed Securities asset-nuances

A credit card master trust series has a portfolio yield of 19.5%, a servicing fee of 2.0%, and a weighted average bond coupon of 5.5%.

If the annualized charge-off rate is 4.0%, what is the current excess spread?

  1. 10.0%
  2. 12.0%
  3. 8.0%
  4. 14.0%

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