easy · Asset-Backed Securities collateral

In a loss timing curve, what does 'front-loaded' mean?

  1. Interest payments are prioritized over principal in the deal's early months.
  2. Most defaults happen just before the cleanup call is exercised by the trust servicer.
  3. A significant portion of total lifetime defaults occurs early in the deal's life.
  4. The trust collects all recovery proceeds before any defaults actually occur within the pool.

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