easy · Asset-Backed Securities collateral

In a sequential-pay ABS structure with Classes A, B, and C, which tranche will typically have the shortest Weighted Average Life (WAL)?

  1. Class B, because it sits in the middle of the deal's overall capital stack.
  2. Class A, because it receives all principal collections until it is fully retired.
  3. Class C, because it is the most junior tranche and absorbs realized credit losses first.
  4. All classes will have the same WAL, since sequential-pay bonds all share principal pro rata.

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