medium · Asset-Backed Securities tranching

In a 'Sequential-Pay' waterfall, Class A must be fully retired before Class B receives any principal. This structural rule primarily ensures that:

  1. The senior-most bond has the shortest possible weighted average life (WAL)
  2. The Class B bondholders receive a materially higher coupon rate than A
  3. The subordinate bonds receive all of the pool's remaining monthly excess spread
  4. The pool's cumulative net losses are capped at closing by the sponsor

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