medium · Asset-Backed Securities waterfalls

If a transaction is 'sequential-pay' within the Class A tranches (A-1, A-2, A-3) but 'pro-rata' relative to the Class B, what does this mean?

  1. A-1, A-2, and A-3 are paid in order, but as a group they share principal with Class B
  2. All classes across the capital structure are paid simultaneously in lockstep
  3. Only interest is paid to Class A, while all principal collections are diverted to Class B
  4. Class B must be fully retired before Class A becomes eligible to receive any principal

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