easy · Asset-Backed Securities waterfalls

Which feature is most commonly found in 'revolving' structures like credit card ABS during their normal operating phase?

  1. Principal is paid sequentially to the Class A-1 notes each period
  2. All interest collected each period is swept into a spread reserve account
  3. The senior bonds are fully retired within just the first six months of the trust's life
  4. The principal is not distributed to bondholders but used to buy new assets

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