medium · Certified Financial Planner Estate Planning

The Patel family is 8 months into an 18-month engagement that is limited in writing to retirement and education planning. The client suddenly asks for a specific recommendation on a complex 'estate freeze' technique using a family limited partnership.

What is the most appropriate next step?

  1. Provide the recommendation immediately since you have already gathered most of the necessary financial data for retirement planning. in this case
  2. Explain that the request is outside the current engagement's scope and offer to expand the engagement in writing if you are competent.
  3. Provide a general educational overview of estate freezes and then refer the client to an estate attorney for the recommendation.
  4. Immediately draft the family limited partnership agreement to demonstrate your value and diligence to the client.

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