easy · Certified Financial Planner General Principles
The Yuen family is evaluating their risk management plan. They currently have no disability insurance but are considering a high-cost individual policy. Their employer offers a basic group long-term disability plan at no cost to employees that would cover 50 percent of their income.
Which heuristic applies first?
- H7, The Client's Stated Goal Governs
- H3, Exhaust the Free
- H2, Fiduciary Tiebreaker
- H6, Risk Before Return
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