easy · Certified Financial Planner Investment Planning

A CFP professional is working with the Hartwell household. The planner's firm is currently running a sales contest that offers a luxury cruise for reaching a certain volume of annuity sales. The planner believes an annuity is a defensible, though not optimal, choice for the Hartwells.

According to the CFP Board Mindset hierarchy, what is the highest-ranking principle the planner must follow?

  1. Disclosure
  2. Quantitative Optimality
  3. Duty of Care
  4. Duty of Loyalty

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