easy · Certified Financial Planner Investment Planning

The Ellison household is concerned about interest rate risk in their bond portfolio. The planner explains that while Duration provides a linear estimate of price changes, the actual price relationship is curved.

When interest rates fall, how does the true price of the bond compare to a linear duration estimate?

  1. The true price will be higher.
  2. The true price and estimate will be identical.
  3. The relationship depends on the bond's credit rating.
  4. The true price will be lower.

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