Tax Planning — Certified Financial Planner Practice Questions

49 free Certified Financial Planner questions on Tax Planning: 12 easy, 14 medium, and 23 hard, every one exam-realistic and fully explained once you sign in. This is the fastest way to turn Tax Planning from a weakness into a scoring area — drill it in 10-question reps with immediate feedback.

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  1. If they convert $20,000 to a Roth IRA in 2026, what amount is taxable?
  2. What is the maximum they can contribute across all accounts?
  3. The Fenwick family owns a business that uses a SEP IRA for r… — Which of the following is true regarding this
  4. According to the worked example in the treatise, what is their calculated Provisional Income (PI)?
  5. What is their 'Provisional Income' for the purpose of determining Social Security taxation?
  6. Which rank of the decision hierarchy is most relevant here?
  7. Assuming she files as a single taxpayer and has no other business interests, what is her permitted Section 199
  8. If Darby sells the stock six months later for $82,000, what is the recognized gain or loss for tax purposes?
  9. Based on the 2026 parameter lock, what is the maximum amount they can transfer to their grandchildren in 2026
  10. What is the amount of gain recognized by the Calders under Section 1031?
  11. Under the Section 2035 'three-year rule,' what amount, if any, is brought back into her gross estate regarding
  12. As a married couple filing jointly, what is the maximum gain they can exclude under Section 121?
  13. Which plan allows him to defer more of his own salary?
  14. What is the resulting tax consequence?
  15. Which of the following is a binding constraint under SECURE 2.0 for this transaction?
  16. The Voss family actively participates in a rental property t… — What amount of this loss can they deduct again
  17. The Okada family is reviewing a life insurance policy. Which of the following transfers would cause the death
  18. When applying Heuristic H3 ('Exhaust the Free') to a Fenwick client who wants to gift stock with a basis of $1
  19. According to Heuristic H6 ('Risk Before Return'), what was the primary risk of this gift?
  20. What is the Macaulay Duration of a 12-year zero-coupon bond?
  21. What is the 2026 annual contribution limit for a self-only Health Savings Account (HSA) for an individual who
  22. What is the Net Investment Income Tax (NIIT) liability?
  23. Lindstrom owns a zero-coupon bond that matures in exactly 14… — What is the Macaulay duration of this bond?
  24. What amount of the conversion is taxable?
  25. For a single filer in 2026, how much of their Social Security benefit is taxable?
  26. Using the inflation-adjusted rate i' = (1+r)/(1+inf) - 1, what is the capital required at age 65 to fund this
  27. If one child allows their 18,000 withdrawal right to lapse, what is the value of the taxable gift made by the
  28. Which of the following is the correct relationship between the bond's different yield measures?
  29. A client age 52 receives employer-paid group term life insur… — What is the annual imputed income for this ben
  30. If the children have Crummey withdrawal powers, which of the following describes the gift tax treatment of thi

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