medium · Corporate Credit Analysis cap-structure

A high-yield bond has an 'NC-3' call schedule. The bond has an 8% coupon and was issued 2.5 years ago. The issuer wants to refinance now because market rates have dropped to 5%.

What is the most likely cost to the issuer to retire the bond today?

  1. The issuer is contractually barred from retiring this debt during the NC period entirely.
  2. The issuer must pay a 'Make-Whole' premium based on the present value of the remaining coupons.
  3. The issuer can call the bond immediately today at a fixed price of 104% of the stated par value.
  4. The issuer can call the bond today at par value, or 100% of face, with no premium owed to bondholders.

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