hard · Corporate Credit Analysis credit-metrics

NorthStar Industries has current LTM EBITDA of $240M and net debt of $900M. It is subject to a maximum net leverage covenant of 5.50x. The analyst assumes a cash-flow feedback loop where 75% of every dollar of EBITDA lost results in a dollar of additional revolver draws (cash conversion efficiency of 75%).

At what approximate percentage decline in EBITDA will the firm breach its covenant?

  1. 38.2%
  2. 31.8%
  3. 18.5%
  4. 25.6%

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