medium · Corporate Credit Analysis distressed

A 'double-dip' transaction provides a new creditor with two distinct claims on the borrower's enterprise value.

How is the first of these claims (the 'first dip') typically established?

  1. Through an intercompany loan from the borrowing entity to an operating subsidiary, which is then pledged as collateral.
  2. Through issuing a hybrid instrument classified as debt at the subsidiary level but equity at the parent.
  3. By utilizing a springing lien that attaches to inventory only once the fixed charge coverage ratio drops materially.
  4. By obtaining a joint and several guarantee from the parent entity and all of its restricted subsidiaries under the credit agreement.

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