hard · Corporate Credit Analysis

A 'Covenant-Lite' loan is most accurately described by which of the following statements?

  1. The loan lacks maintenance financial covenants but still contains incurrence-based covenants.
  2. The loan has no covenants of any kind, allowing the borrower absolute freedom.
  3. The loan only has covenants that are tested once a year during the audit process.
  4. The loan is unsecured, meaning covenants are not required by the lenders.

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