medium · Corporate Credit Analysis

The Emerging Republic of Z has $40B in foreign exchange reserves. Its annual imports total $150B and its short-term external debt (by remaining maturity) is $30B.

Based on the reserve adequacy metrics, which statement is most accurate?

  1. The reserves provide approximately 3.2 months of import cover, which is near the minimum adequacy threshold.
  2. The reserves provide roughly 5.5 months of import cover, a level generally seen as very strong.
  3. The reserves are insufficient overall, since they do not fully cover 100% of the annual import bill.
  4. The Greenspan-Guidotti rule is violated here because total reserves are lower than total external debt outstanding.

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