easy · Corporate Credit Analysis

How does an 'Asset-Based Loan' (ABL) typically determine the amount a borrower can draw?

  1. Based on the amount of common equity the sponsor has contributed to the deal.
  2. By calculating the total enterprise value of the firm using an EBITDA multiple.
  3. Through a 'borrowing base' formula linked to eligible accounts receivable and inventory.
  4. By checking the borrower's latest credit rating from S&P or Moody's.

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