medium · Corporate Credit Analysis

A midstream energy company has $5.0B in net debt and $1.0B in EBITDA, largely driven by fee-based contracts with minimum volume commitments.

How should a credit analyst treat this compared to an upstream E&P peer with the same 5.0x leverage?

  1. Both companies would receive an identical credit rating simply because their leverage ratios are numerically the same.
  2. The midstream company is likely higher rated because its cash flows are more predictable and less sensitive to commodity prices.
  3. The midstream company is actually riskier because it depends entirely on the upstream producers for its throughput volume.
  4. The E&P company is higher rated because its proved reserves and hard assets provide superior collateral backing for its secured lenders.

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