hard · Corporate Credit Analysis

Using the Basel IRB formula, a bank calculates the capital requirement for a $100M corporate loan with a PD of 1.5% and an LGD of 45%.

If the conditional PD at the 99.9% confidence level is determined to be 22.0%, what is the final capital requirement (ignoring maturity adjustments)?

  1. $0.68M
  2. $9.23M
  3. $10.12M
  4. $20.50M

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