medium · Corporate Credit Analysis

An issuer has $500 million of senior secured debt and $300 million of junior subordinated debt. EBITDA is $200 million. The indenture includes a 2.5x 'senior secured leverage' incurrence test and a 4.5x 'total leverage' incurrence test.

If the issuer adds $50 million of senior secured debt, which test(s) does it pass?

  1. Passes both tests
  2. Fails total leverage; passes senior secured leverage
  3. Fails both tests
  4. Passes total leverage; fails senior secured leverage

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