medium · Corporate Credit Analysis

A borrower has $400 million in Senior Secured Term Loans and $200 million in Senior Unsecured Notes. EBITDA is $150 million. The credit agreement has a maintenance Senior Secured Leverage covenant of 3.00x and a Total Leverage covenant of 4.50x.

If they issue $50 million of new Unsecured Notes, which covenant is most likely to be stressed?

  1. Total Leverage
  2. Both equally
  3. Neither
  4. Senior Secured Leverage

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