medium · Corporate Credit Analysis

In the Basel IRB capital formula, if a corporate loan has a probability of default (PD) of 1.5%, a loss given default (LGD) of 45%, and a calculated conditional PD of 22% at the 99.9% stress quantile, what is the capital requirement per unit of exposure (before maturity adjustments)?

  1. 9.90%.
  2. 22.00%.
  3. 9.23%.
  4. 0.68%.

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