medium · Corporate Credit Analysis

An asset-based lender is calculating the borrowing base for a distributor. The company has 200M in gross accounts receivable (40M are over 90 days past due) and 100M in gross inventory (20M is slow-moving). The advance rates are 85% for eligible receivables and 60% for eligible inventory.

What is the borrowing base?

  1. $230M
  2. $184M
  3. $210M
  4. $156M

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