hard · Corporate Credit Analysis

A high-yield bond has an 'NC-3' call schedule. The bond has an 8% coupon and was issued 2.5 years ago. The issuer wants to refinance now because market rates have dropped to 5%.

What is the most likely cost to the issuer to retire the bond today?

  1. The issuer is prohibited from retiring the debt under any circumstances.
  2. The issuer must pay a 'Make-Whole' premium based on the present value of the remaining coupons.
  3. The issuer can call the bond at 104% of par.
  4. The issuer can call the bond at par ($100).

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