medium · Corporate Credit Analysis

Which of the following describes 'Structural Subordination' rather than 'Contractual Subordination'?

  1. HoldCo lenders receive zero recovery because subsidiary assets were fully consumed by subsidiary-level creditors.
  2. Subordinated notes are notched down because they are contractually junior to the Senior Unsecured notes.
  3. First-lien debt is paid ahead of second-lien debt out of the proceeds when the pledged collateral pool is sold off.
  4. A lender agrees to a temporary 'standstill' on enforcement remedies as part of a restructuring negotiation with the borrower.

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