hard · Corporate Credit Analysis

An analyst is evaluating two peers. Company A has Debt/EBITDA of 4.0x and FFO/Debt of 12%. Company B has Debt/EBITDA of 4.0x and FFO/Debt of 22%.

Which of the following is the most likely credit implication?

  1. Company B is a stronger credit because its cash flow conversion allows for faster deleveraging.
  2. The credits are identical because their total leverage multiples are the same.
  3. The ratings must be identical as they sit in the same Debt/EBITDA bucket.
  4. Company A is stronger because it likely has lower interest expense per dollar of debt.

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