medium · Corporate Credit Analysis

An analyst notices that a borrower's 'Adjusted EBITDA' includes a $15 million add-back for 'startup losses' in a new geographic segment.

Why might this be considered a credit-negative adjustment?

  1. It forces the firm to pay higher cash taxes on the adjusted amount
  2. It automatically triggers a 'Ratings Watch Negative' from the agencies
  3. It masks the true cash burn of an unproven expansion strategy
  4. It reduces the amount of 'Incremental' debt the firm can legally issue

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