easy · Debt Capital Markets bond-instruments-structures

A bank issues an Additional Tier 1 (AT1) bond with a 7% CET1 trigger.

If the bank's CET1 ratio falls to 6.5%, what happens to the AT1 bondholders?

  1. The bank must immediately pay all deferred coupons
  2. Their investment is either written down or converted to equity
  3. The bond becomes senior to all other debt tranches
  4. The maturity of the bond is automatically shortened to one year

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