medium · Debt Capital Markets bond-instruments-structures

In the context of a CLO (Collateralized Loan Obligation) waterfall, what is the primary function of an OC (Over-collateralization) test?

  1. To measure the interest coverage of the underlying loan portfolio relative to total debt.
  2. To allow the collateral manager to trade out of distressed assets without restriction.
  3. To divert cash flow to amortize senior tranches if collateral value falls below a threshold.
  4. To increase the dividend yield of the equity tranche during periods of low defaults.

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