medium · Debt Capital Markets credit-ratings-risk

Which of the following is an example of an 'Incurrence Covenant' typical in High-Yield bond documentation?

  1. A clause obliging the chief executive to file a signed quarterly certificate that attests to the firm's overall financial health.
  2. A mandate compelling the borrower to sweep all of its annual excess free cash flow toward repaying the bond principal.
  3. A restriction that prevents the company from taking on new debt unless its pro-forma Fixed Charge Coverage Ratio is at least 2.0x.
  4. A requirement to keep the consolidated net leverage ratio below 4.0x, retested at the close of each and every single fiscal quarter end.

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