medium · Debt Capital Markets

A 'Purchase Money Lien' exception usually includes a time limit.

If a company buys a machine on January 1, by what date must it typically incur the debt and the lien to qualify for this exception in most indentures?

  1. The debt must be incurred on the same day as the purchase, with no exceptions.
  2. Within a set window, such as 180 days, before or after the acquisition of the asset.
  3. The lien must be perfected at least 30 days before the purchase is finalized.
  4. There is no time limit, as long as the asset is eventually used as collateral.

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