easy · Debt Capital Markets

In a 'club deal', the 'Agreement Among Lenders' or similar documentation is important because:

  1. It allows the lead bank to cancel the interest payments if the borrower is a 'good friend'.
  2. It mandates that the bonds must be converted to equity if the price rises.
  3. It defines how the group of banks will share the interest, principal, and any voting rights over the debt.
  4. It guarantees that the bonds can be sold to retail investors at any time.

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