hard · Debt Capital Markets

In a Collateralized Loan Obligation (CLO) structure, what is the primary function of the Interest Coverage (IC) and Over-Collateralization (OC) tests?

  1. To calculate the net asset value of the portfolio for daily trading purposes.
  2. To increase the dividend yield to the equity tranche during market downturns.
  3. To automatically divert cash flows from junior tranches to pay down senior debt if the collateral pool deteriorates.
  4. To ensure that the collateral manager only buys investment-grade loans.

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