medium · Debt Capital Markets

In a distressed credit situation, why might lenders push for a 'gross' leverage covenant instead of a 'net' leverage covenant?

  1. Because gross leverage is easier to calculate during an audit
  2. To ensure the borrower pays a higher interest rate
  3. To prevent the borrower from appearing compliant by simply drawing the revolver and holding cash
  4. Because net leverage is illegal in some jurisdictions

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