medium · Debt Capital Markets

What is the primary objective of TLAC (Total Loss-Absorbing Capacity) and MREL (Minimum Requirement for own funds and Eligible Liabilities) regulations?

  1. To limit the total amount of debt a bank can issue relative to its assets.
  2. To mandate that all bank debt be secured by physical collateral.
  3. To ensure banks have enough bail-in-able debt to recapitalize from within during a resolution.
  4. To increase the liquidity of bank treasury departments.

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