easy · Debt Capital Markets

Which of the following is true regarding the impact of Upfront Fees on the borrower's 'all-in cost' of debt?

  1. Fees are tax-deductible only if the bond is issued at a premium
  2. Fees increase the effective yield above the stated coupon rate
  3. Fees decrease the yield to maturity for the lender
  4. Fees have no impact because they are paid from proceeds

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