medium · Debt Capital Markets

Why does an upward-sloping yield curve imply that forward rates are higher than current spot rates?

  1. Forward rates represent the actual cost of borrowing in the secondary market today.
  2. Each forward rate must 'pull' the average (spot) rate upward to maintain the positive slope.
  3. Forward rates include a liquidity premium that spot rates do not incorporate.
  4. Investors expect interest rates to fall in the future, increasing the demand for long-term bonds.

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