medium · Financial Accounting financial-statement-analysis-ratios

Why is the standard Return on Assets (ROA) ratio considered biased for firms with significant debt in their capital structure?

  1. Assets are recorded at historical cost, while net income is in current dollars.
  2. The numerator (Net Income) is post-interest, while the denominator (Assets) is financed by both debt and equity.
  3. Total assets include non-operating items like cash.
  4. Depreciation is a non-cash expense that reduces the numerator.

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