hard · FRM Part 1 Quantitative Analysis

A risk analyst is reviewing a correlation matrix for a three-asset portfolio. The eigenvalues of the matrix are calculated as 2.1, 1.2, and -0.3.

What is the primary implication of these results for the portfolio risk model?

  1. The portfolio has a high degree of diversification benefit due to negative values.
  2. The matrix is valid, provided the sum of eigenvalues equals the number of assets.
  3. The assets are highly correlated, as the first eigenvalue is greater than 1.
  4. The matrix is internally inconsistent and may produce negative portfolio variances.

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