medium · FRM Part 1 Valuation and Risk Models

A risk practitioner is comparing Monte Carlo simulation to the Delta-Gamma approximation for a complex portfolio of path-dependent options.

What is a primary disadvantage of the Delta-Gamma approach in this scenario?

  1. It is unable to incorporate the correlations that clearly exist between the different underlying assets held across the portfolio.
  2. It requires significantly more computational power than Monte Carlo simulation, since it must calculate second-order derivatives for every position held.
  3. It assumes that all options held in the portfolio share the exact same expiration date, which materially misstates the true risk profile.
  4. It fails to capture path-dependent features and higher-order moments (like 'speed' or 'color') that Monte Carlo revaluation handles natively.

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