medium · Frm Part 2 Operational Risk

A bank's impact tolerance for 'Securities Lending' is defined as 'disruption exceeding 24 hours.' A scenario test shows that while the system can be recovered in 4 hours, it would take 30 hours to manually reconcile the data corrupted during the event.

What does this indicate?

  1. The bank is resilient because the system RTO is well within the 24-hour tolerance.
  2. The bank should change its RPO to 30 hours to match the reconciliation time.
  3. The bank has failed its impact tolerance because the end-to-end recovery time (34 hours) exceeds the 24-hour threshold.
  4. Reconciliation time is classified as 'Indirect Labor' and is excluded from resilience testing.

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