medium · FRM Part 2 Risk & Investment Management

A sovereign wealth fund with a 50-year horizon argues that illiquidity risk is irrelevant because they never intend to sell.

Which factor most directly challenges this 'textbook holder' assumption?

  1. The fund will be unable to earn the illiquidity premium if it never sells the asset.
  2. Standard risk models such as VaR simply cannot be computed for horizons beyond ten years or so.
  3. A 50-year investment horizon is actually shorter than the average life of a typical private equity fund.
  4. Political or economic crises may create sudden, large-scale contingent liabilities for the fund.

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