easy · Investment Banking accounting

What happens to the 'Lease Liability' on the Balance Sheet at the very end of a 10-year finance lease term, assuming no purchase option is exercised?

  1. It is written off as a 'Gain on Lease Termination' recognized on the Income Statement at maturity.
  2. It is reclassified as 'Common Equity' to reflect the company's full ownership stake in the underlying asset.
  3. The liability reaches zero because all principal and interest have been paid through the periodic lease payments.
  4. It remains on the balance sheet at its initial present value until the leased asset is physically returned to the lessor.

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