medium · Investment Banking

BankCorp is being valued by an analyst. Why is enterprise value often considered an inappropriate metric for this company?

  1. Because banks carry too much cash on their balance sheets for the formula to function.
  2. Because for a bank, debt and interest are operational in nature rather than purely financial.
  3. Because banks generally do not report EBITDA, a required input for the standard EV multiple.
  4. Because banks are prohibited from carrying noncontrolling interests under federal banking regulations.

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