medium · Investment Banking

A private equity firm is evaluating a potential LBO of a stable cash-flow business. The company has a revolving credit facility with a 'cash sweep' provision.

How does this provision impact the financial model and the eventual returns for the sponsor?

  1. It raises the interest rate charged on the debt as the balance falls, thereby holding total interest expense roughly constant.
  2. It is a mechanism used during the IPO process to ensure that new shareholders receive a portion of the firm's historical cash flows earned.
  3. It mandates that all excess free cash flow be used to pay down debt, accelerating deleveraging and increasing equity value at exit.
  4. It allows the sponsor to instead withdraw excess free cash flow as dividends during the hold period, thereby increasing the MoIC at exit.

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