medium · Investment Banking

What happens to the 'Lease Liability' on the Balance Sheet at the very end of a 10-year finance lease term, assuming no purchase option is exercised?

  1. It is written off as a 'Gain on Lease Termination' on the Income Statement.
  2. It is reclassified as 'Common Equity' to reflect the company's full ownership of the ROU asset.
  3. The liability reaches zero because all principal and interest have been paid through the periodic lease payments.
  4. It remains on the balance sheet at its initial present value until the asset is physically returned.

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