medium · Investment Banking

An analyst is using a 10-year DCF for a high-growth SaaS company. Year 10 EBITDA is $500 million, but Year 10UFCFis only $100 million due to continued heavy growth reinvestment.

Which terminal value method is likely to produce a more 'defensible' valuation and why?

  1. PGM, because a 10.0x exit multiple is too conservative for a SaaS company.
  2. EMM, because EBITDA multiples for SaaS are always higher than the WACC.
  3. EMM, because the low UFCF in year 10 suggests the company has not yet reached a 'steady state' required for PGM.
  4. PGM, because it captures the intrinsic value of the recurring revenue better than a multiple.

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