medium · National Real Estate Exam

A broker's advertisement states: 'Three-bedroom ranch, $1,500 per month mortgage payments, call for details!' According to the Truth in Lending Act, this ad:

  1. Is a violation of the Fair Housing Act because it mentions price.
  2. Is perfectly fine because it only mentions the monthly payment.
  3. Triggers the disclosure of additional loan terms, including the APR.
  4. Does not require the APR because it is a residential property.

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