medium · National Real Estate Exam

A landlord's refusal to allow a disabled tenant to keep a service animal because the animal is a specific breed that is typically restricted by the building's insurance policy is:

  1. Lawful, because insurance policies override fair housing regulations.
  2. Generally a violation of the Fair Housing Act, as service animals are not 'pets.'
  3. Lawful, provided the landlord helps the tenant find a different breed of service animal.
  4. A matter for the Americans with Disabilities Act, not the Fair Housing Act.

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