medium · National Real Estate Exam

A broker is sued by a buyer who was defrauded by a salesperson.

The broker's Errors and Omissions (E&O) insurance policy generally covers which type of claim?

  1. All acts of the salesperson, including criminal theft and conversion of trust funds.
  2. Intentional misrepresentations, provided the broker was unaware of them.
  3. Only the broker's direct errors, not the vicarious liability for agents.
  4. Negligent acts or errors in professional judgment, but typically not intentional fraud.

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